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MAKING DENTAL INSURANCE EASY WITH NCD BY METLIFE

We are spreading the smile!

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Plans Available for All Budgets!

  • No waiting period on most plans
  • 100% Coverage on preventative care
  • Extensive network with many providers
  • Up to $10,000 in annual benefits
  • Easy online enrollment
  • Implant coverage on the higher benefit plan
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Search for the dentist that's right for you in some of the largest networks in the nation!

2025 NCD Plans

*Prices may differ depending on location
*$3,000 maximum on implants 
*NY/CT plan benefits vary. Read more here

NCD Elite by MetLife

BENEFITS

  • 100% Coverage on Preventive Care: Exams, X-Rays, Cleanings
  • 80% Coverage on Basic Care: Full Mouth X-Rays, Fillings, Sealants, Lab Work, Non-Surgical Extractions
  • 10-50% Coverage on Major Care: Root Canals, Surgery, Crowns, Dentures, Bridges, Surgical Extractions
  • Coverage percentage for Major Care increases with time
  • $50 Deductible per individual / $150 per Family per year
  • No waiting periods for Preventive, Basic, or Major care

* in NY/CT: 0% in Year 1; 50% in Year 2+

NCD Smile by MetLife

The NCD Smile by MetLife copay plan gives you clear options, outstanding coverage, and peace of mind. You pay a set dollar amount, or copay, for in-network services. Plus, there’s no deductible for in-network services!

To find your provider’s coverage area and view a complete list of covered dental procedures and their corresponding copays, visit NCD.com/Smile.

Benefits:

  • Unique copay-based pricing for in-network Preventive, Basic, and Major services. 
  • No deductible for in-network services
  • Waiting period TBD

Copays: In-Network

Benefits:

  • $1,000 Annual Maximum Benefit
  • Unique copay-based pricing for in-network Preventive, Basic, and Major services. 
  • No deductible for in-network services

Copays: In-Network

$35/month

$750 Annual Maximum Benefit

Benefits
  • 100% Coverage on Preventative Care: Exams, X-Rays, Cleanings
  • 50-80% Coverage on Basic Care : Full Mouth X-Rays, Fillings, Sealants, Lab Work
  • 0-25% Coverage on Major Care: Root Canals, Surgery, Crowns, Dentures, Bridges, Extractions
  • Coverage percentage increases with time
  • $50 Deductible per year

$52-69/month

$2,000 Annual Maximum Benefit

Benefits
  • 100% Coverage on Preventative Care: Exams, X-Rays, Cleanings
  • 65-90% Coverage on Basic Care : Full Mouth X-Rays, Fillings, Sealants, Lab Work
  • 10-60% Coverage on Major Care: Root Canals, Surgery, Crowns, Dentures, Bridges, Extractions
  • Coverage percentage increases with time
  • $50 Deductible per year
  • No waiting period

$52-69/month

$10,000 Annual Maximum Benefit

Benefits
  • 100% Coverage on Preventative Care: Exams, X-Rays, Cleanings
  • 65-90% Coverage on Basic Care : Full Mouth X-Rays, Fillings, Sealants, Lab Work
  • 10-60% Coverage on Major Care: Root Canals, Surgery, Crowns, Dentures, Bridges, Extractions, Implants ($3,000 per year)
  • Coverage percentage increases with time
  • $50 Deductible per year
  • No waiting period