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How to Submit Immigration Status

If you receive a letter from the state health insurance marketplace about uploading proof of immigration, please do so before the deadline or you will lose the government subsidy to pay the full premium or even lose your coverage.

Types of documents accepted by state

  • I-551 resident alien card (green card)

  • Temporary I-551 resident alien card (temporary green card)

  • I-766 employment authorization card

  • Proof of current visa status (for example, a stamp in your passport, or an approval letter from United States Citizenship and Immigration Services (USCIS))

  • Proof of resolution in immigration court (all pages)

  • Notice of hearing from the Executive Office for Immigration Review

  • “Documents (all pages) you provided to or received from USCIS or Immigration and Customs Enforcement (ICE), such as

    • Confirmation that your application for an immigration status was received

    • Letters to or from USCIS

    • I-797 USCIS Notice of Action

    • Order of Supervision from ICE

    • Other documents to or from USCIS or ICE that show your current status”

  • I-94 arrival/departure record

  • An approved immediate relative I-130 petition

  • Refugee Travel Document (I-571)

  • Re-entry Permit (I-327)

  • SEVIS ID (I-20 or DS 2019) (all pages)

  • Office of Refugee Resettlement (ORR) or Office on Trafficking In Persons (OTIP)

  • Certification or eligibility letter (all pages)

  • “Immigration or other official document showing grant of:

    • Withholding of Removal

    • Asylum

    • Cancellation of Removal

    • Administrative Closure

    • Administrative Order Staying Removal

    • Order of Supervision

    • Proof that you lived continuously in the U.S. before 1972 (for example, your lease agreement or proof of employment)”

To ensure that your submission is accepted, please use the following format as a reference, fill in your application ID, name, and document enclosed

View Sample Template

There are 3 ways to upload the proof of immigration:

1. Send your proof of immigration to us via Wechat (ePro2158258435), text message(215-825-8435) or Document Drop Box. We’ll upload it for you.

2. Mail a copy of the documents to the address they gave.

    • Make sure to write your name and Application ID, which would be included in your eligibility notice, on all your documents. You should keep the original documents for your records. 

    • Include the notice’s cover sheet with the barcode when mailing your documentation.

3. The fastest option is to upload documents online.

Please go to Marketplace, enter your zip code and select the site in your region. Once you are logged in, you can upload files.

 

If you can’t upload by yourself please choose the first way. Please contact us at 215-825-8435 if you have any questions.

  ↑ ↑ ↑ ↑ ↑ If you are interested in Allianz Benefit Control, please click the picture.  ↑ ↑ ↑ ↑ ↑ 

How to Submit Income Proof

If you receive a letter from the state health insurance marketplace about uploading proof of income, please do so before the deadline or you will lose the government subsidy to pay the full premium or even lose your coverage.

Types of documents accepted by state

Income from a job

  • Paycheck stubs showing employee information, pay date or pay period, and gross amount of pay, for the 4 weeks prior to the date listed on your notice. 

  • 1040 federal or state tax return from the previous year if representative of attested income. 

  • Wages and tax statement (W-2 and/or 1099, including 1099 MISC, 1099G, 1099R, 1099SSA, 1099DIV, 1099SS, 1099INT) showing first/last name, income amount, year, and employer name (if applicable). 

  • A signed earning statement from your employer showing first/last name, company contact information and gross pay information, signed by the employer and dated. 

NOTE: If you are seasonally employed, any of the proofs above should include information about the duration of your employment. 

 

Self-Employment Income 

  • Self-Employment ledger documentation showing first/last name, company name, and income amount. If you’re submitting a self-employment ledger, include the dates covered by the ledger, and the net income from profit/loss (can be a Schedule C, the most recent quarterly or year-to-date profit and loss statement, or a self-employment ledger). 

  • 1040 SE with Schedule C, F, or SE (for self-employment income) 

  • 1065 Schedule K1 with Schedule E 

  • Tax return 

  • Bookkeeping records 

  • Receipts for all allowable expenses 

  • Signed timesheets and receipt of payroll, if you have employees 

  • Most recent quarterly or year-to-date profit and loss statement 

 

Social Security Disability or Retirement Benefits

  • Award letter/certificate dated within the last year 

  • Annual benefit statement 

  • Correspondence from the Social Security Administration with your award status (denied, award amount, still pending) 

 

Rental Income 

  • Rent checks or rental payment receipts 

  • Current lease 

  • Signed letter from tenant with monthly rent amount 

  • Filed tax return if representative of attested rental income 

 

Other Sources of Income 

 

  • Agricultural income certificate 

  • Alimony received: court order stating alimony amount or signed statement from individual providing alimony with amount and frequency. 

  • Annuity statement 

  • Bank or investment fund statement 

  • Cost of living adjustment letter and other benefit verification notices 

  • Farm Income (See acceptable proof of “Self-Employment Income” listed above) 

  • Foreign-Earned Income (See acceptable proof of “Income from a Job” listed above) 

  • Gambling Income: Form W-2G 

  • Interests and dividends income statement 

  • Letter, deposit, or other proof of deferred compensation payments 

  • Letter, deposit, or other proof of travel/business reimbursement pay 

  • Loan statement showing loan proceeds 

  • Military Leave and Earnings statement 

  • Pay stub indicating sick pay 

  • Pay stub indicating substitute/assistant pay 

  • Pay stub indicating vacation pay 

  • Prizes, settlements, and awards, including court-ordered awards letter 

  • Proof of bonus/incentive payments 

  • Proof of gifts and contributions 

  • Proof of inheritances in cash or property 

  • Proof of residuals 

  • Proof of severance pay 

  • Proof of strike pay and other benefits from unions 

  • Rental, real estate, royalties, partnerships, S-Corps, trusts: rent checks or rental payment receipts, current lease, signed letter from tenant with monthly rental amount, royalty checks, or financial record of payment from trusts 

  • Royalty income statement or 1099-MISC 

  • Sales receipts or other proof of money received from the sale, exchange, or replacement of things you own 

  • Statement of pension distribution from any government or private source 

  • Worker’s compensation letter

To ensure your application is accepted, please use the following format as a reference for your application ID, name, documents enclosed, and the total amount of income in your materials.

View Sample Template

There are 3 ways to upload the proof of income:

1. Send your proof of income to us via Wechat (ePro2158258435), text message(215-825-8435) or Document Drop Box. We’ll upload it for you.

2. Mail a copy of the documents to the address they gave.

    • Make sure to write your name and Application ID, which would be included in your eligibility notice, on all your documents. You should keep the original documents for your records. 

    • Include the notice’s cover sheet with the barcode when mailing your documentation.

3. The fastest option is to upload documents online.

Please go to Marketplace, enter your zip code and select the site in your region. Once you are logged in, you can upload files. 

If you can’t upload by yourself please choose the first way. Please contact us at 215-825-8435 if you have any questions.

  ↑ ↑ ↑ ↑ ↑ If you are interested in Allianz Benefit Control, please click the picture.  ↑ ↑ ↑ ↑ ↑ 

U-card User’s Guide

 

General Introduction
  • Starting in 2023, United Insurance is introducing the new U Card, which is now not only your health insurance card, but also your Benefit and Reward card!

  • You can use U Card to see your doctor, get prescriptions, buy over-the-counter drugs, buy healthy food and pay your Utilities bill (Member ID card, Benefit and Reward).

  • For HMO plans, you will receive a “Flex Card” in addition to your U Card for dental, vision and hearing co-payments.

How to activate the U Card

  • If you are using it for doctor visits and prescription drugs, you do not need to activate it and can use it directly

  • Activation is required if you are using it for.

    • Purchase over-the-counter medications

    • Buy healthy food

    • Pay Utilities bills (Gas, Electric, Water, Sanitation, Sewer, Home Internet, Home Heat, and Government Services)

    • Gym

  • You can activate your U card by going to activate.uhc.com or by calling 1-866-757-1864 and entering your card number; these are two ways to activate your U card

  • Because your U card is a credit card, you do not need to set a PIN

Cooperation Store

  • Walmart

  • Walgreens

  • Rite Aid

  • CVS

  • Kroger

  • Publix

  • MOM’s Meals

Website for finding stores: https://www.healthysavings.com/UHC/Stores/StoreFinder

 

Now you can also sign up for a U Card Hub account

  • To view your insurance cards

  • To check your balance

  • To purchase over-the-counter medications

  • To view the over-the-counter drug list

  • To find a participating S3 store near you

  • Answers to frequently asked questions

Merger Announcement

USA Tax service mergeD with
epro associates inc!

Call us: 215-747-7100

We are here 7 days a Week

We are happy to announce that we are expanding our team and adding more services. In addition to tax services we can now help you with:

  1. Company Setup(Inc, LLC, Partnership, etc)
  2. →Estate Planning
  3. →Life Insurance
  4. →Annuity and Retirement Planning
  5. →Individual Health Insurance
  6. →Medicare Insurance

Please call us at 215-747-7100 or visit us at the following locations

  1. →6234 Ridge Ave, Philadelphia, PA 19128(Open 7 days a week)
  2. →123 N 9th St, Philadelphia, PA 19107
  3.  

Speaking of retirement planning service, we are excited that our carrier partner Allianz is having their greatest promotion in one of their annuity products, see details below

Allianz ABC Annuity promotion!

Call us at 215-309-1798 for more information.

For a limited time, the premium bonus on Allianz Benefit Control® Annuity has increased from 22% to 32%. This is the highest bonus level ever offered on Allianz Benefit Control® and is available only for a limited time.

Fixed index annuities (FIAs) can be a great addition to a retirement portfolio. They offer accumulation potential, principal protection from market downturns, tax deferral, and a death benefit for beneficiaries.

Allianz Benefit Control® Annuity from Allianz Life Insurance Company of North America (Allianz) is a top-selling FIA1 that offers all the benefits above, plus:

 

  • The flexibility to begin lifetime withdrawals immediately or on any monthly anniversary after age 50.

  • Two interest bonus options also give you more control over how you pursue your income goals.

  • The opportunity to receive income increases.

  • A premium bonus credited to the protected income value to help jump-start your retirement savings.

 

The purchase of an annuity is an important financial decision. A top-selling product does not necessarily mean that it is suitable for your situation. You should have a full discussion with your Allianz financial professional before making any decision.

  • Wink’s Sales & Market Report, 3Q 2022.

  • You can start taking lifetime withdrawals from your annuity immediately or on any monthly anniversary after age 50 – but remember, they may be subject to ordinary income tax.

  • Both the premium bonus and interest bonus are credited only to the protected income value (PIV). To receive the PIV, including the value of these bonuses, lifetime withdrawals must be taken. The PIV is not available as a lump sum. You will not receive these bonuses if the contract is fully surrendered or if traditional annuitization payments are taken. If it is partially surrendered the PIV will be reduced proportionally, which could result in a partial loss of bonuses. Lifetime withdrawals are considered partial withdrawals and are subject to ordinary income tax and, if taken prior to 59½, a 10% federal additional tax. Because this is a bonus annuity, it may include higher surrender charges, longer surrender charge periods, lower caps, higher spreads, or other restrictions that are not included in similar annuities that don’t offer a bonus feature.

  • Increasing income potential is provided through a built-in rider at no additional cost.

Guarantees are backed by the financial strength and claims-paying ability of Allianz Life Insurance Company of North America.

Products are issued by Allianz Life Insurance Company of North America. This notice does not apply in the state of New York.

Product and feature availability may vary by state and broker/dealer.

 

Call us at 215-309-1798 for more information. 

How to pay your bill?

Insurance Payment Guide

Dear customers:

If you have received a bill from your insurance company, please pay your premiums in full as soon as possible. If you do not pay your premium by January 1, 2023, your coverage may be cancelled by your insurance company, so please hurry! ePro Associates has compiled a list of ways to pay your premiums quickly.

1. Pay with major insurance companies' apps

 

Use your cell phone to pay your premiums anytime, anywhere by downloading the insurance company’s app through the app store or google play store. Download, register, and login to view your monthly statement, add your card information, click Manage Account, and then click Pay My Bill.

2. Pay by using major insurance company web pages

 

Go to the websites of the major insurance companies in your browser, register and log in to your account. Prepare your insurance card, bank card account information and click on Manage Account in the upper left corner to make your payment. We have listed the links to the websites of the different insurance companies below, just click on them.

Independence  

Ambetter  

Highmark(DE)  

Highmark(PA)   

Horizon  

Amerihealth(PA)

Amerihealth(NJ)

Aetna  

UnitedHealthCare(UHC)  

Cigna   

Friday  

BlueCalifonia

 

3. Payment by personal check or money order

The insurance company sends you a bill that includes a detachable payment slip with your bill number, payment address and other required information. Please make sure that you fill out the check correctly before sending it back.

4. If you still have difficulty with this, please call us to complete the payment

Our phone number is: 215-825-8435. ePro Associates’ professional team can help you with your payment, but since we have to handle a large number of calls from our customers every day, please have your bank card information (card number, expiration date, and CCV) ready before you call for our efficient service.

Texas: Friday Health Plans Bails; Another ~230K Enrollees Will Have To Pick A Different Day Of The Week

It was just four days ago that Bright Healthcare, which had been aggressively expanding their individual market coverage area footprint as recently as a year ago, suddenly announced that they were doing a complete 180 and instead pulling out of virtually the entire individual & small group markets nationally starting in January 2023.

This shouldn’t have been as much of a surprise as people thought, however; Bright had already announced back in April of this year that they were pulling out of five states, and healthcare analyst Ari Gottlieb had written an impressively-researched post about the warning signs surrounding Bright’s plight back in August, which I expanded upon here at the time.

In any event, Tuesday’s announcement by Bright that they were pulling out the other nine states they’re currently operating in means that nearly a million ACA individual market enrollees will either be automatically shifted to different insurance policies via different carriers or they’ll have to log into their accounts and actively pick a different policy themselves. This represents upwards of 8% of all on-exchange individual market enrollees nationally, including an estimated ~262,000 in Texas alone.

Scan the QR code to get more information

 Let us help you today

WE’RE AVAILABLE BY EMAIL (SUPPORT@EPROASSOCIATES.COM) OR BY PHONE (1-888-500-2578).

aetna medicare solution

WOW! Great news: Formulary enhancements for 2023

Starting in 2023, many of the top medications taken by Aetna Medicare members will be on a lower drug tier, Tiers 1 and 2. In fact, nearly 300 drugs are moving to a lower drug tier.

 

This includes drugs for asthma, depression, anxiety, and more. And many drugs for high blood pressure and high cholesterol are already on Tiers 1 and 2.

What’s the big deal?

These formulary updates may help members save on prescription costs.

For example, some of the Tier 3 drugs moving to Tier 2 include:

  • a) ALBUTEROL SULFATE HFA (asthma, COPD)
  • b) ESCITALOPRAM OXALATE (depression, anxiety)
  • c) CELECOXIB (pain relief, inflammation)
  • d) BUPROPION HYDROCHLORIDE ER (XL) (depression, smoking cessation)

Other fun facts

  • a) We’ve down-tiered nearly 300 drugs across each of our formularies: B2:         294; B4/B4+: 279; B5: 278 
  • b) Improved the volume of Tier 1 and 2 drugs on our MAPD formularies by           45% (compared with 2022) 
  • c) Nearly 8 in 10 members will continue to have access to $0/$0 Tier 1 and         2 copay structure 
  • d) Added ~10 new drugs to MAPD formularies including popular drugs such      as:
    •      i) Eligard (prostate cancer)
    •      ii) Gemtesa (overactive bladder)
    •      iii) Lantus (diabetes)*
    •      iiiv) Toujeo (diabetes)*
    •      v) Truxima (biosimilar, rheumatoid arthritis)
    •  

 *Drug already on B5+ in 2022

Great news! CMS announces Medicare Part B premium reductions!

According to an update released by CMS on September 27, 2023: The standard monthly premium for Medicare Part B decreases to $164.90 in 2023, compared to $170.10 in 2022, a decrease of $5.20. The annual deductible for Medicare Part B beneficiaries decreases from $233 to $226 in 2023. The Medicare Part B monthly adjustment amount is income-related and the total premiums for fully insured Part B beneficiaries in 2023 are shown below.

Scan the QR code to get more information

 Let us help you today

WE’RE AVAILABLE BY EMAIL (SUPPORT@EPROASSOCIATES.COM) OR BY PHONE (1-888-500-2578).