32% account opening bonus only until April 3

Why should you consider annuity as part of your retirement planning?

Once you open an account and deposit the principal, the amount of the principal in your account will not decrease.

– When you make one deposit, you can receive lifetime income after age 50.

If you are considering a fixed indexed annuity, our Premium+ Event is a great opportunity to help meet one of your important needs: access to long-term retirement income. For a limited time For a limited time, we’ll provide you with a 32% principal bonus, allowing you to We will provide you with 32% of the principal dividend for a limited period of time, allowing you to realize more of the income potential of your wealth.

This product guarantees no loss of principal due to market downturns and has the potential to help you earn tax-deferred accumulation and indexed income. The product guarantees no loss of principal due to market downturns and may also help you earn tax-deferred accumulation and indexed interest. In addition, if you die before the annuity is paid, your beneficiaries will receive a tax-deferred accumulation and indexed interest. In addition, if you die before the annuity is paid, your beneficiaries will still receive a death benefit.

In order to give you a better understanding of the Allianz Benefit Control annuity product, we held an analysis seminar on 2/9. If you missed it, don’t worry, you can view the seminar recording below at any time.

Click the picture below to schedule with us!

Key Questions and Answers

Is there an age limit?

Yes. To purchase an Allianz Benefit Control® Annuity The upper age limit is 80 years

What is the minimum amount required to purchase a contract? 

The minimum purchase amount is $20,000. The maximum amount without prior approval is is $1,000,000.

Can I increase my annuity premium?

You may increase your premium up to 18 months prior to signing your contract by an amount between $25 to $25,000, but larger increases are subject to our approval.

What is the Guaranteed Income Value (PIV)?

PIV determines the amount of lifetime withdrawal income you receive. This value includes PIV principal dividends and PIV interest dividends. If your beneficiary If your beneficiary receives payments for a period of five years or more, we will determine the amount of his or her payments based on PIV (depending on the death benefit limit). Please note Please note that this value cannot be withdrawn in a lump sum.

Can I cancel my PIV and/or AIM Supplemental Insurance?

You can cancel the PIV and Allianz Income Incremental (AIM) benefit riders at any time. However, since there is no additional charge for the PIV or AIM riders, there is no financial benefit to canceling the riders. Upon cancellation, you are deemed to have forfeited the ability to receive lifetime withdrawals under PIV. Cancellation of the supplemental insurance will not be reinstated.

What is the difference between Guaranteed Income Value (GIV) and Accumulated Value (AVC)?

The Guaranteed Income Value (PIV) determines the amount of your lifetime withdrawals (based on the death benefit limit) and your beneficiary’s share of the death benefit for at least five years. The Accumulation Value determines the amount of money you can take out of the contract in a lump sum after 10 contract years (what we call a “full withdrawal”) or the death benefit your beneficiaries can receive in a lump sum. The Accumulation Value reflects all the money you put into the annuity plus the interest credited to it, minus a portion of the MVA-adjusted withdrawal (for example withdrawals and fees). The Accumulation Value does not include any awards.

How can I withdraw money from my contract?

You can withdraw the accumulated value in your annuity in several ways.

Penalty-free withdrawals:
In the contract year following your most recent premium payment, you may make one or more withdrawals of up to 10% of your contract premium paid without paying a withdrawal fee or MVA; however, penalty-free withdrawals will still reduce your Accumulation Value accordingly, based on the amount you withdraw. Your PIV will also be reduced by the same percentage as the reduction in Accumulation Value.

Penalty-free withdrawals will also affect your indexed interest rate. If an index distribution has a positive interest rate at the end of a year, we will credit your contract for any free withdrawals you made from that index distribution earlier in the year for indexed interest (including PIV interest dividends). The interest amount will reflect the free withdrawals you left in the index distribution for that portion of the contract year.

Large withdrawals:
You may also make large withdrawals if you wish. For the first 10 years of your contract, if you withdraw more than 10% of the premiums paid, you will be charged a withdrawal fee, and a partial withdrawal fee and MVA will apply.


Limited Time Offer for Extra 25% Increase on your Principal when You Apply for Annuity NOW!

What is the most secure way to prepare for retirement? The answer is by purchasing an annuity insurance!

What is Annuity?

An annuity is a financial product that can provide lifetime guarantees to you and your family members. It offers: 

  • A long-term tax-deferred investment

  • protection for income, legacy and spousal needs

  • Issued by an insurance company

  • Purchased through a licensed financial professional

  • Able to be tailored to your unique retirement needs to help protect what matters to you

ePro Associates Inc is now helping clients to enroll in the special annuity reward program that will reward you 25% of the initial principal when your account opening amount is at least $20,000. This is a big launch by the world’s biggest insurance company, Allianz Company. 


Let us help you today

Call us at 1-888-500-2578!

Annuity Insurance is the Best Way to Plan for Retirement

  • Annuities are financial products that offer a guaranteed income stream.

  • First annuities exist in an accumulation phase, where investors fund the product with either a lump-sum or periodic payments.

  • Once the annuitization phase has been reached, the product begins paying out to the annuitant for either a fixed period or for the annuitant’s remaining lifetime.

  • Annuities can be structured into different kinds of instruments—fixed, variable, immediate, and deferred income—which provides investors more flexibility.

What can be used to Purchase Annuity?


Your 401K

If your company has opened a pension account for you, you can take out the 401K you have accumulated over years to purchase an annuity.


Your Savings

If you have savings in the bank, then you have savings for retirement. Take out your savings and coordinate with the insurance company to receive your 25% bonus. Expand your pension principal!


Your Other Assets

Due to the volatility of the real estate and stock markets, it is advisable to consider transferring a portion of those profits to an annuity account. Especially in the long-term rental market, the 2020 Coronavirus (COVID-19) pandemic will likely damage landlords financially.



Now, based off actual situations of the customers’ real estate investment, ePro has came up with different examples to help you understand annuity better.


Client Background:

Client, male 67 years old, wife 59 years old


Owns 4 rental properties, worth $1,000,000

"But I'm Still Young, Can I Wait?"

Let us take you through another example and let the results help you decide if you want to buy annuity insurance.


Client Background:

Ms. Zhang, 35 years old. She has saved $100,000 from working to purchase an annuity.

The differences in earnings between purchasing the annuity in 2021, 2026, and 2031 are shown in the below table.


According to the above analysis, the earlier you buy, the higher your returns after retiring at the age of 65! After 5 years of purchase, your rate of return will be reduced by 28%, and after 10 years of purchase, your rate of return will be reduced by 68% compared to the first year’s purchase.

This special offer will only last until 06/21/2021, so Act Fast! Act Now! Find out more details about this bonus with our licensed insurance agents at ePro.


We’re available by email ( or by phone (1-888-500-2578).